Archive for December, 2010

Why should be Scared Dealing with Internet Banking

December 23rd, 2010

Why should be Scared Dealing with Internet Banking PhotoMany people are afraid to deal with internet banking, they feel uncomfortable, even extremely said that they do not want to be part of internet banking transactions. These people do not give clearly reasons why they are scared and do not want to deal with internet banking activity. And if you want to be well-studied, actually internet banking activities will facilitate and easier the process of banking transactions for those who use it.

Why should be scared, actually? Is it possible that they are feel such embarrassment due to unliterate on operating the internet, and have to do the internet banking transaction. That needs to be done is to try and willing to learn how to use and access the internet. Internet is not a tool to humiliate the people so that they must begin to familiarize themselves with the Internet. Because the Internet today is not something that very strange. All places and all levels are familiar with what and how is the Internet. Some people finally managed to overcome the fear and shame and become an active customers, particularly in the internet banking transactions.

Or are you afraid that you will spend many time and much money to access the Internet and conduct internet banking transactions? Solutions that can be taken is to set a time limit for accessing the internet and do your internet banking transactions. Do not check your account more than once a day unless it is for a very good reason or urgently do. Create a small note to what you would do with the internet and your transaction prior to access, to avoid Internet usage for things that are not useful. In addition to well time manage, also save the cost of your internet usage.

There are also people who are afraid to do internet banking transactions in the absence of written evidence that records every transaction that they do, so they will lose the ability to prove anything if some error or problem occurs. While internet banking is not 100% paperless. For those who want to have written proof to print from any transaction performed, can save debit and ATM receipts, can print monthly reports necessary. So it is not without note actually, depend on your wishes.

In addition, some people have fears about the security system in the internet banking transactions. It is difficult to maintain anyone who access the service. However, with encryption, firewalls, and other forms of security, will make the transaction activity of internet banking to be quite safe. The bank will also continue to work for a better customer safety as well. So do not be afraid to start your internet banking transactions. Do not hesitate to open and start to have Internet banking account and try to conduct banking transactions with him.

Guarrantee for Consumer Rights in Internet Banking

December 20th, 2010

Guarrantee for Consumer Rights in Internet Banking PhotoAs consumers and users of the internet banking service, you have the right to require insurance from your internet banking service providers for all of transactions or data that you do and have. As the term “consumer is a king”, so also should apply in the internet banking service. But is it true that already behaves like that? Ironically you do not have any rights as consumers or users of internet banking service. When you enter and give all of your personal information at the time of registration to get the facility of internet banking service, at that moment you lose the privacy of these data. Whether a bank or internet banking service company providing security guarantees that the data are not misused? Much controversy and the question who exactly should be held accountable when there is something wrong in internet banking services or misuse of consumer data. There are banks that want to take responsibility and take action by providing security guarantees, as appropriate. But there are also banks that do not want to blame and put burden of blame on the consumer.

Internet banking company also showed symptoms of treatment in the same direction that all irregularities in the internet services banking is the responsibility of the consumer. If consumers do not want to abuse the data so they must store their username and password properly. It is your right as consumers to keep all personal information whether the username, password or other personal data for yourself only and do not reveal your passwords to bank employees or others who do not even you know.

So then who should be responsible and must guarantee the security? And will our position as consumer of internet banking service always lose and lose? Not really. There should be good cooperation between you as a consumer with a bank or internet banking service company. Most internet banking companies at this present moment trying to build a good name and image by providing stringent security guarantees, in hopes of getting sympathy and trust of the public as the target consumer. Because they realize that if they do not start doing so, they will deal with complaints, claims and and so forth could be spending a lot of money to repair and build more relationships between consumers with internet banking service provider. If there are banks that have the awareness to apply it, use the internet banking services they have and you will not get the problem, because this kind of banks will greatly respect your rights as a consumers.